When does the Chinese Credit Card Crisis Hit?

Koreans, as in Koreans who live in Korea, are not the best drivers. Korea has some of the highest car fatality rates in the developed world. The first time I set foot in Korea, it struck me how almost every car on the road had some kind of dent. Road rules seemed Darwinian. If you had the biggest vehicle, you had the right of way. Pedestrians were 10th class citizens, even on sidewalks.